Dental Insurance

We Accept All PPO Dental Insurances

We accept all PPO dental insurance plans, as well as state and federal programs like Denti-Cal. We work with you to maximize your benefits and make dental care affordable.

Major Insurance Providers We Accept

Delta Dental

Aetna

Cigna

UnitedHealthcare

MetLife

Blue Cross Blue Shield

Humana

Guardian

Medicaid

Medicare

Denti-Cal

TRICARE

And many more insurance providers!

Union Insurances

We accept all union insurances including:

Operating Engineers
Bay Drayage Drivers
UFCW (United Food & Commercial Workers)
Laborers
Teamsters

We Accept All PPO Dental Insurance Plans

We accept ALL PPO dental insurance plans. Bring your insurance information and we'll help you maximize your benefits.

All PPO Plans Accepted

We accept all PPO dental insurance plans including Delta Dental, MetLife, Cigna, Aetna, UnitedHealthcare, Blue Cross Blue Shield, Humana, Guardian, and many more.

Denti-Cal (Medi-Cal Dental)

We accept Denti-Cal, California's Medicaid dental program, providing comprehensive dental care for eligible children and adults.

State & Federal Programs

We accept various state and federal dental insurance programs including Medicare dental plans. Call us to know your full benefits.

Out-of-Network Benefits

Even if we're not in your insurance network, most PPO plans still provide out-of-network benefits. We'll file your claims and help you receive reimbursement from your insurance company.

In-Office Discount Plans

These offer great value for money and provide very high coverage. All plans are 0% APR with no hidden costs and are valid for all Smileydoctor clinic locations.

$10/month

Happy Smile Basic

Essential dental care coverage for routine visits and preventive care.

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$30/month

Happy Smile Premium

Comprehensive coverage for all your dental care needs.

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$20/month

Whitening for Life

Keep your smile bright with our lifetime whitening program.

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$30/month

Sports Care Plan

Specialized coverage for athletes and active individuals.

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$100/month

Visitor Parents Coverage

Special dental coverage plan for visiting parents and family members.

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Healthcare Financing

5 Reasons You'll Love Cherry 🍒

  • Apply in seconds - Quick and easy application process
  • Instant decision - Get approved immediately
  • High approval rate - Approvals as low as 520 credit score
  • No hard credit check - Applying doesn't harm your credit
  • No hidden fees - No deferred or retroactive interest

Plans for 3 and 6 months available at 0% APR

Exclusively for Smileydoctor dental clinic patients

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Healthcare Financing

How PPO Insurance Works

PPO dental insurance typically covers preventive care at 100%, basic procedures at 70-80%, and major procedures at 50%. We accept all PPO plans and will help you understand your benefits and maximize your coverage.

Verification Process

We verify your insurance benefits before your appointment to ensure you receive the maximum coverage available. This helps avoid unexpected costs.

Payment Options

We accept all major credit cards, cash, and checks. We also offer flexible payment plans for larger treatments to make dental care more accessible.

Complete List of Accepted Insurance Providers

We accept PPO insurance and Medi-Cal. All insurances below are accepted:

  • AARP Dental Insurance Plan
  • APIPA (United Healthcare)
  • ASONET
  • Administrative Services Only (ASO)
  • Advantica
  • Aetna Better Health of Kansas
  • Aetna Better Health of Pennsylvania
  • Aetna Dental Plans
  • Aetna Medicare
  • Affinity Health Plan
  • Aliera Health Care
  • Allegiance Benefit Plan Management, Inc.
  • AmeriChoice of New York
  • Amerigroup – WA Medicare
  • Amerigroup Family Care NJ
  • Amerigroup of Florida
  • Amerigroup of Georgia
  • Ameritas Life Insurance Corp.
  • Anthem
  • Arkansas Medicare Advantage
  • Banner Health and Dental
  • Blue Advantage
  • Blue Cross Blue Shield (All States)
  • Blue Shield of California
  • Bridgeport Dental Service
  • CIGNA
  • CIGNA International
  • Canada Life Assurance Company
  • Care Improvement Plus
  • CareSource Georgia
  • CareSource Indiana
  • CareSource Ohio
  • California Dental Network (DentaQuest)
  • Delta Dental (All States)
  • DentaQuest
  • Employee Benefit Management Services (EBMS)
  • Florida Combined Life
  • GEHA
  • Gateway Health Plan
  • Guardian Life Insurance Co.
  • Health Net
  • HealthScope Benefits
  • Healthy Michigan Dental (UHC)
  • Humana
  • Idaho Smiles
  • IBEW Local 38 Health & Welfare Fund
  • Liberty Dental Plan
  • Lincoln Financial Group
  • LifeMap
  • LifeWise Health Plan
  • Managed Care of North America (MCNA)
  • Medicaid (All States)
  • Medicare (with dental plans)
  • MetLife
  • MetLife Tricare
  • Molina Healthcare
  • Nevada Pacific Dental
  • National Pacific Dental
  • ONE Health Plan Inc.
  • Pacific Union Dental
  • Premera BlueCross
  • Principal Financial Group
  • Regence Blue Cross/Blue Shield
  • Reliance Standard Life
  • SelectHealth
  • Standard Insurance
  • Sun Life Financial
  • TRICARE Dental Program (TDP)
  • Teamsters (All Locals)
  • Teachers Health Trust
  • TennCare
  • United Healthcare (All Plans)
  • United Healthcare Community Plan
  • United Healthcare Medicare
  • United Food & Commercial Workers (UFCW)
  • Washington Dental Service
  • Wellcare
  • Wilson McShane
  • Wisconsin State Employees Plans
  • Zenith Administrators
  • Operating Engineers (All Locals)
  • Midwest Operating Engineers (MOE) Welfare Fund Local 150
  • Painter Local 155 Welfare
  • Painting Insurance Fund DC9
  • Organization of Staff Analysts Welfare Fund
  • Suffolk County Municipal Employees Benefit Fund
  • Building Service 32BJ Health Fund
  • Indiana/Kentucky/Ohio Regional Council of Carpenters Welfare Fund
  • New York City Retirees
  • Buffalo Teachers Federation
  • And many more...

Don't see your insurance listed? We accept hundreds of insurance plans. Please contact us to verify your specific coverage.

Insurance Questions?

Our knowledgeable staff is here to help you understand your dental insurance benefits and coverage options.

Note: Insurance coverage varies by plan. Please send a copy of your insurance card so we can check your benefits and let you know your coverage details.